INDEPENDENT FINANCIAL ADVICE

Independent financial advice, built around you

One adviser, the whole market, and a plan that's genuinely yours. We help you make confident decisions about your pensions, investments, business and family's future, in plain English, with no obligation.

  • Truly independent, whole-of-market
  • A named adviser who knows your file
  • Free first consultation, in person or online
FCA regulated (via New Leaf) · 100% independent · Founded 2016
Book your free consultation with Terry
Free, no obligation, and no charge until you've seen and agreed our fees in writing.
FCA regulated
Appointed Representative of New Leaf Distribution Ltd
100% independent
Whole-of-market, we work for you, not a provider
Founded 2016
Head office in Corby, Essex team in Witham
Local & UK-wide
In person or online, wherever suits you

A financial adviser who works for you, not a provider

Finding a financial adviser you can trust is hard, most people don't know whether they're getting advice that's genuinely independent or a product someone's paid to sell. We're different: as a whole-of-market independent firm, we're free to recommend whatever is right for you, from any provider. You get one clear plan, one point of contact, and advice explained without jargon, so you finish every meeting clearer and more in control than when you started.

What we advise on

Whatever you need, we start with your goals, not a product.

Pensions and retirement
Investments and wealth management
Business owner and director planning
Inheritance tax and estate planning
With our legal partners
Protection for you, your family and your business

How it works, our 6-step process

1
Engagement
We get to know you, your goals and what matters.
2
Discovery
We build a clear picture of where you are.
3
Research & planning
We model and test the right plan for your risk level and objectives.
4
Presentation
We explain our recommendations clearly.
5
Implementation
We handle the paperwork and put the plan into action.
6
Ongoing review
We keep your plan aligned as life changes.
Good to know: signing our Client Engagement & Services Agreement lets us begin, but triggers no charges. No chargeable work starts until we've agreed a separate Fee Agreement with you, in writing.

Why Positive Advisers

Founded in 2016; an Appointed Representative of New Leaf Distribution Ltd.

Truly independent: whole-of-market, so you get the right solution, not the one that pays us most.
Refreshingly clear: everything in plain English with the numbers and costs in writing.
Specialists on hand: for the complex cases.
Local and personal, UK-wide: in person or online.

What clients say

Mark is a breath of fresh air. He listened carefully to our situation and agreed our idea was the best way forward, which meant he made nothing from his visit, except our commitment to use him again. Highly recommended.
Will HolmanGoogle review
Warm, reassuring and thorough, Mark explained everything and I left completely reassured.
Belinda ChidleyGoogle review
Friendly, flexible and informative. Tailored advice in user-friendly terms, discussed at times to suit me. A really great service.
JonnyTrustpilot review
5-star client reviews on Google & TrustpilotRead more reviews on Trustpilot →

Meet your advisers

You'll work with a named, qualified independent adviser. Whoever you meet, the advice is independent and built around you.

Terry's photo
Terry Roberts
Essex Team Leader · DipFA, CeRER, CeMAP. Leads our Essex team from Witham.
Mark's photo
Mark Scott
Founder & Director · PETR, DipPFS, MAQ, ER. With the wider team, covers Northamptonshire and the UK.

Independent financial advice FAQs

What does "independent" mean?

We advise across the whole market rather than selling one company's products, every recommendation is chosen to suit you.

What does it cost?

Your first consultation is free with no obligation. If you go ahead, our initial advice fee is tiered (3% on the first £100,000, 2% to £250,000, 1% above; minimum £750) and always agreed in writing first.

Do I need to visit an office?

No, we advise in person from Corby or Witham, by video, or by phone, whichever suits you.

How do I get started?

Book a free consultation below and we'll take it from there.

Book your free consultation

Choose a time that suits you
Free, no obligation, and no charge until you've seen and agreed our fees in writing.