FEES & DISCLOSURE

Clear fees, agreed in writing

We believe in transparency, you'll always know what you're paying, why, and what you get in return. Your first consultation is free, and no chargeable work begins until we've agreed our fees with you in writing.

What would our advice cost you?

Drag the slider to the amount you'd like advice on and see the fee before you ever speak to us.

£250,000

Illustration only. Your exact fee is always agreed with you in writing before any work begins.

Initial advice fee
One-off, tiered, agreed in writing first
£6,000
Lite ongoing service
Fixed, per year
£250
Core ongoing service
0.75% per year
£1,875
Wealth ongoing service
1% per year
£2,500

Initial advice fee (tiered)

3%
on the first £100,000
2%
on £100,001–£250,000
1%
above £250,000
  • Minimum £750, maximum £23,500.
  • Reviewing existing investments (fund swaps only): £750 flat fee.
  • Non-investment work: priced individually at agreed hourly rates.
  • Insurance commission is paid by the provider at no extra cost to you.

Ongoing advice services

Lite

£250/year (fixed)

Online access to your plan and valuations, digital document storage, quarterly market updates, annual remote review.

Core

0.75%/year (min £750, max £7,500)

Everything in Lite, plus an annual review meeting (in person or online), monitoring and switching where appropriate, plan reviews, and referrals to trusted legal and tax partners.

Wealth

1%/year (min £1,500, max £15,000)

Everything in Core, plus strategic retirement and legacy planning, intergenerational planning, complex structuring (SIPP, SSAS, commercial property), cashflow forecasting and coordination with your other professional advisers.

SIPP commercial property administration, £100 per person, per month, for ongoing administration and oversight of commercial property held in a SIPP.

All fees are agreed in writing before any work begins.

Regulatory & complaints

Positive Advisers Ltd (FCA Ref: 735502) is an Appointed Representative of New Leaf Distribution Ltd (FCA Ref: 460421), authorised and regulated by the Financial Conduct Authority.

If something isn't right, please contact us; you can also write to New Leaf Distribution Ltd, Complaints Department, 165–167 High Street, Rayleigh, Essex, SS6 7QA · 01702 431130 · complaints@newleafgroup.co.uk. If you remain unhappy you may be entitled to refer your complaint to the Financial Ombudsman Service (0800 023 4567). FSCS protection may apply depending on the product.

Start with a conversation that costs nothing

Free, no obligation, and no charge until you've seen and agreed our fees in writing.

Book your free consultation